Stop Losing Up to $1,400 a Year to Hidden Financial Leaks
An AI watchdog that continuously protects your finances from hidden leaks, unnecessary interest, and costly mistakes — detecting savings opportunities and recommending the next best action.
Unlike one-time subscription trackers, this system continuously monitors your entire financial activity to detect hidden money leaks — subscriptions, bill increases, credit card interest, utilization risks, duplicate services, and missed financial opportunities.
Estimated annual financial leaks detected for typical households: $300–$1,400
Privacy-first. Secure by design. Your data is never sold.
Potential Savings
$420/year
in subscriptions
Bill Increase
+18%
Internet bill
Card Rewards
+$180
Using Card B
Not a dashboard. A proactive financial assistant.
Instead of showing charts, the system actively detects financial leaks and alerts you before they cost you money.
Where Your Money Quietly Leaks
Without even realizing it, money quietly slips away
Subscriptions you forgot
$180/year
Price increases on bills
$240/year
Credit card interest leakage
$800/year
Duplicate services
$120/year
Total Potential Savings
$300 – $1,400
per year
360° Financial Leak Detection
Most tools focus on only one financial problem — like subscriptions or budgeting. This system continuously scans across your financial activity to detect hidden money leaks and missed opportunities.
Free Trial Conversions
Alert before a free trial becomes a paid subscription
Credit Utilization Risks
Detect high credit card utilization that could lower your credit score
Smart Card Usage
Recommend which credit card to use to reduce interest and maximize rewards
Missed Financial Opportunities
Detect situations where small financial actions could save money
Insurance Claim Opportunities
Detect transactions that may qualify for insurance reimbursement
Subscription Overlaps Across Accounts
Identify duplicate services across family accounts
Payment Timing Optimization
Detect when changing payment timing could reduce credit card interest
Financial Deadlines & Life Admin
Track passport renewals, insurance policies, and key financial documents
Stop Forgetting to Cancel Free Trials
Free trials are one of the most common ways people lose money.
The system detects trial-based subscriptions and alerts you before they convert into paid plans — so you can cancel before the charge happens.
Adobe Creative Cloud
The system ensures you never miss important events with:
Alerts are triggered before charges:
- ✓ 3 days before renewal
- ✓ 1 day before renewal
Get alerted before free trials turn into charges.
Why Continuous Monitoring Matters
Financial discipline isn't enough. Even the most careful people face ongoing financial risks that appear over time — often without realizing it until money is already lost.
Free Trial Amnesia
Sign up, forget to cancel, pay $30–$50 for unused service
Silent Price Increases
Bills quietly increase 10–20% without alerts
Credit Score Damage
Utilization crosses 30%, score drops, rates increase
Monitoring Fatigue
Stop checking regularly, miss duplicate charges
Continuous Protection Solves This
The system continuously watches for new financial leaks and alerts you before they become costly — so you stay protected even when life gets busy.
How Continuous Protection Works Over Time
Real examples of alerts you'd receive in a typical 45-day period
Trial started detected
Netflix 30-day trial beginsAlert: Trial ending soon
2 days before $29.99 chargeBill increase detected
Internet bill up 15% ($12/mo)Credit utilization warning
Card A at 38% — rebalance suggestedContinuous monitoring
24/7 protection in backgroundFinancial leaks are not a one-time problem
New subscriptions start. Bills increase. Credit usage shifts. Financial optimization opportunities appear and disappear. Monitoring should not be one-time either.
Protect Your Credit Score and Avoid Higher Interest
Small changes in credit card usage can impact your credit score.
If a single card crosses 30% utilization, your score may drop — even if you have available credit on other cards.
The system continuously monitors your balances and alerts you when:
- One card is approaching high utilization
- Another card has unused limit
- A simple rebalance could protect your score
Credit Utilization Warning
Suggested Action:
Shift $850 balance to Card B
Impact:
Lower utilization and reduce credit score risk
Long-Term Financial Impact
Credit utilization accounts for ~30% of your credit score. A small credit score drop can increase loan interest rates.
Potential extra interest over loan term:
$30,000+
Your Personal Financial Leak Detector
Instead of complex financial charts, the system highlights simple actions
How It Works
Simple, secure, and automatic
Connect Your Accounts
Securely connect your bank accounts and credit cards
Detect Financial Leaks
The system analyzes transaction patterns, subscription activity, bill history, and credit usage behavior to identify hidden financial inefficiencies
It continuously monitors your financial activity to detect patterns that indicate wasted money or missed opportunities
Take Smart Actions
Receive clear recommendations that help you save money and avoid financial mistakes
Core Features
Detect Hidden Subscriptions
Automatically identify recurring charges and duplicates
Price Increase Alerts
Know immediately when a bill quietly increases
Interest Leakage Insights
See when credit card usage could cost unnecessary interest
Trial-to-Paid Alerts
Get notified before a free trial converts into a paid subscription so you can cancel before the charge happens
AI-Assisted Subscription Cancellation
Detects unused subscriptions, prepares cancellation messages when needed, and directs you to the fastest cancellation path
Smart Card Guidance
Know which credit card to use for each purchase to reduce interest risk and prevent high credit utilization
Credit Score Guardian
Monitor card utilization and rebalance balances to protect your credit score and reduce long-term borrowing costs
Balance Rebalancing Alerts
If one credit card exceeds recommended utilization while another has unused limit, the system alerts you and suggests how to rebalance
Financial & Life Admin Hub
Track document expirations, insurance policies, and important records
Transaction-to-Action Intelligence
Turn everyday financial activity into reminders or opportunities
Who This Is For
Busy professionals who want to simplify finances
Families managing multiple subscriptions and bills
People trying to reduce credit card interest
Anyone who wants to avoid hidden financial leaks
People with multiple credit cards or subscriptions
Why This Is Different
Most financial apps focus on budgeting and spending charts.
This system focuses on detecting financial leaks and recommending actions that save money or time.
Instead of asking you to manage everything manually, the system watches for problems and alerts you only when something requires attention.
A Typical Week Using the App
See how the AI watches over your finances
Your internet bill increased by $9. The system flags the change.
A free trial converted into a paid subscription.
One credit card crosses 35% utilization while another has unused limit.
You receive a summary of potential savings opportunities.
Product Preview
See how AI insights appear in your dashboard
Recent Insights
LiveBuilt for Trust and Privacy
Financial tools require a high level of trust.
This platform is designed with a privacy-first approach to ensure your financial data is secure and under your control.
Read-only Access
We only analyze your financial data. We cannot move or modify your money.
No Money Movement
The system does not initiate transactions or transfers.
No Data Selling
Your personal financial data is never sold or shared with third parties.
On-device Processing
Sensitive insights are generated locally on your device to minimize data exposure (where possible).
Where This Is Going
The long-term vision is a system that quietly watches over your financial and administrative life.
Instead of constantly managing subscriptions, bills, documents, and reminders, you simply approve recommendations when needed.
Life admin becomes simpler and less stressful.
See How It Works
Explore the interactive prototype and see how AI detects financial leaks and highlights savings opportunities.
Join Early Access
We are inviting early users to help shape the product.
Early users will help shape the product and get priority access at launch.
1,292 people joined the waitlist
Let AI Watch for Financial Leaks So You Don't Have To
Life is complicated. Managing it shouldn't be.